Canada Post Needs a SWOT

Workers at  Canada Post have been engaged in rotating walk-outs for about a week. Members of the Canadian Union of Postal Workers (CUPW) failed to reach an agreement with Canada Post and as a result, depending on where you live in Canada, there’s no mail service on any given day. The union really should have completed a SWOT for their business before deciding to take this action. SWOT stands for Strengths, Weaknesses, Opportunities and Threats and refers to a process we outline in The Plan, a SWOT analysis. This is a powerful tool and...

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Leisure is Essential, Study Shows

With summer vacations and, we hope, a more leisurely pace ahead, here’s some information that will ensure you take your much-needed time away from work. Dr. E. Christine Moll is a professional counselor and professor of counseling and human services at Canisius College in Buffalo, NY. She was featured in an article on News-Medical.net about the importance of leisure. Molls says: “It [leisure] airs out our brain. It renews our spirit. It gives us clarity of thought. It’s a benefit to our blood pressure. It gives us life...

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20 Minutes a Year

The other day, I read about a poll a financial planning organization did about retirement planning. They asked people how important it was to plan for their retirement. Of course, everyone answered “very” or “extremely”, you would be embarrassed to answer any other way. Then they were asked how much time they spend actually planning for their retirement. The answer should have been surprising but really isn’t:  20 minutes A YEAR! If we’re lucky, we’ll retire in good health at 65 and live for another...

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John and Helen Interviewed on California Commerce

John McCauley, host of radio program California Commerce, talked recently to John and Helen about  their new book, “The Plan.” It’s a lively discussion, listen for yourself. Interview with John McCauley

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Garden Planning

Highs of 10F had been burying my head in gardening books this week, thinking thoughts of spring and summer.  My city garden is small with an apple tree, an overgrown shrub and not much else. I plan to make it lovely. A few weeks ago, I wrote about a gardening book called the Rusty Rake Gardener, by David and Cathy Cummins. They suggest to begin by drawing a plan of your garden so that’s what I did this week.  With my bare-bones garden, the drawing was simple enough to do. Garden plan next to me,  I began, almost without thinking, to go...

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It’s Simple, Not Easy

Many things begin in January. For my husband and me, January is when we said we would begin to track all our spending. All of it. As part of our Plan, we moved to a smaller house in a neighborhood with lots of amenities within walking distance and good access to public transportation. Meeting the goals in our Plan required we reduce our living expenses. Now we begin the task of tracking our financial performance against the goals we set.  First we created a budget. Some pieces of the budget were easy to figure out, others continue to elude...

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